FIRE VICTIMS, WE CAN HELP YOU! with our special NO DOWN PAYMENT REQUIRED Disaster Victim loan. We are so sorry for the loss of property and life that we have experienced recently in our beautiful state! We have a special loan program for disaster victims that enables you to buy a home now, with no down payment required, and more flexible credit standards! Even if you did not already own a home, you can use this program! *Not all applicants will qualify, and you will be required to supply the required information and documentation as required by the loan program.  No down payment requirement is only valid for purchase prices up to the county loan limit as posted by the U.S. Department of Housing and Urban Development for FHA mortgages.